Favorite Card for Beginners
Favorite Perks (as of 4/13/2022)
Sign-up: 60k points after spending $4,000 in 3 months (Worth $800 or more)
Main points earning: 3x on streaming services, 2x on restaurants and travel, 1x everything else
Favorite travel partner transfers: Hyatt, United, Southwest, Chase Portal
Travel benefits: No foreign fees, Trip cancellation/luggage insurance. Car rental insurance (Skip the oversell at the desk!)
Other benefits: Door dash, $60 of Peloton rebates, the card is metal and kind of cool 😛
Annual fee: $95 (More than worth it for the points benefits, but can also just get the initial sign-up, keep the card for a year and then change the card to a no-fee option)
Favorite Card for Big Travelers
Favorite perks (as of 9/20/2021)
Sign up: 60k points after spending $4,000 in the first 3 months (Worth $900 or more)
Main points earning: 3x on restaurants and travel, 15x on Lyft, 1x everything else
Favorite travel partner transfers: Hyatt, United, Southwest, Chase Portal
Extra awesome travel benefits:$300 credit for any travel purchases. Priority Pass Lounge access, $100 towards Global Entry/PreCheck fee
Travel benefits: No foreign fees, Trip cancellation/luggage insurance. Car rental insurance (Skip the oversell at the desk),
Other benefits: Door dash, $120 of peloton rebates, the card is metal and kind of cool 😛
Annual fee: $550 (Important to consider that $300 travel refund. If you get that, your effective fee is $250. Still think its worth it for the points benefits, but can also just get the initial sign-up, keep the card for a year and then change the card to a no-fee option)
Favorite Hotel Card
Favorite perks (as of 9/20/2021)
Sign up: 30k points after spending $3,000 in the first 3 months (Worth $500 in free nights)
Main points earning: 2x on restaurants and travel, 5x extra points on Hyatt stays
Main benefit:1 free night in a category 1-4 per year. Some of our favorite Hyatt category 1-4 hotels include Hyatt Sedona, Hyatt Hill County, TX, and Andaz Savannah. These nights can go for up to $400/night
Other Hyatt benefits: 2pm checkout, extra bonus points, qualifying nights to help get to higher status. (The highest status comes with breakfast, suites, free parking, etc)
Annual fee: $95 (Worth it for the free night benefit. We actually each have one so we can get 2 nights)
Favorite Everyday Card: Chase Freedom Unlimited
This card earns 1.5x chase points and has no annual fee. ($0) Points can be transferred to the Chase Sapphire account and used for hotels/airlines like the other points in those accounts
